VA Home Loans

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VA Home Purchase Qualifier

VA Home Loans

Veteran's family in front of home purchased with a VA home loan

There are several different eligibility requirements you must meet to qualify for VA home loans. If you are not sure if you will qualify, you should speak with a mortgage loan or a VA Loan Specialist. One of the first steps toward getting a VA Jumbo Loan is to complete a Certificate of Eligibility.

You may qualify for a VA Loan if you fall into one of the following categories:

  • Active-duty Veterans discharged during WWII or later, without the status of “dishonorable”
  • Active-duty Veterans with at least 90 consecutive days of service during major conflict
  • Peacetime Veterans and active-duty personnel with at least 180 days of consecutive service
  • Enlisted Veterans whose service began after 1980, or officers whose service began after 1981, and who have served at least 2 years.
  • National Guard and selected Reserve members may also qualify.

Check your eligibility with a qualified VA Loan Specialist if you have any questions.

Find Today’s VA Loan Rates

What Can I Do with a VA Home Loan?

You can use your VA Loan to purchase a house, condominium, or townhouse. You can also build a home, make energy-efficient home improvements, or refinance your mortgage.

Why Would I Want A VA Loan?

There are several reasons why VA home loans may be preferable to standard loans in Denver. Most importantly, if you qualify, you may obtain a VA Loan even if you did not qualify for other loans. There may be no down payment required for a VA Loan, depending on the lender. VA Loans often have lower interest rates than conventional loans, and many times you can negotiate the interest rate with the lender. There are no mortgage insurance premiums on VA Loans, and assumable mortgages are permitted. Closing costs can be lower than other forms of financing, and there is no penalty for prepaying your mortgage. In addition, VA assistance due to temporary financial difficulty is available to those who qualify.

  1. No Mortgage Insurance
  2. No Money Down up to $417,000 loan amount
  3. Loans up to $1,100,000 with limited down payment
  4. Easy Qualifying Process

Additional in-depth information on VA home loans can be found at https://en.wikipedia.org/wiki/VA_loan

Brian Quigley Denver Mortgage Broker Profile Photo

Hello, my name is Brian Quigley and I have been in the Denver mortgage industry since 2003. I have been fortunate enough to choose this very rewarding mortgage broker career and help thousands of borrowers over the years. Customer satisfaction is important to me most, and getting my clients to the closing table smoothly. Read More…

★★★★★
5 5 1
Brian was absolutely great to work with. He was great to get back to us with anything or questions. Brian had the options to solve our refinancing issues. We highly recommend Brian and his team. Brian will be our first contact person for our real estate financing options.

★★★★★
5 5 1
I worked with Brian on some real estate transactions to help my buyers/ clients. Brian is very professional and helpful. Brian can solve problems and get thru difficult situations. Brian can guide you thru the process. I highly recommend Brian to provide mortgage services.

★★★★★
5 5 1
I am an attorney. I got caught in a problem with a Chapter 13 that only a professional, experienced mortgage broker could figure out. The man is just smart. (Not the"salesman" type I normally see with brokers). I watched, in solemn amazement, how Brian and his team got a loan for my clients, by figuring out a vary complex problem. Brian made it happen. He is my "go to" mortgage broker.
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