Entry Level Mortgage Refinance Opportunities
Lower Rate Mortgage Refinance
This mortgage refinance is designed to lower your interest rate. For example, if you are at a 5% mortgage for 30 years, your payment is $1342.05. If you lowered it to 3.5%, it would go down to $1122.61
Term Home Refinance
This refinance is designed if you want to lower or increase your loan term. These usually are in increments of 15, 20, and 30 year fixes. You might decide you want to pay your mortgage off early, and that might incline you to pursue a 15-year fix versus a 30-year fix. You will save thousands upon thousands choosing this option
Cash Out Refinance
This refinance is designed to either take cash out of your home through the existing equity, or to consolidate high-interest rate credit cards, or maybe to do some home improvements.
Reverse Mortgage Refinance
This refinance utilizes the equity in your home through the bank, as a way for you to receive monthly income, and to never have to make a mortgage payment again. You need to be at least 62 years of age for this mortgage, and you will be required to go through a class to see a counsellor so you are 100% properly advised in how this program works. View more information on Reverse Mortgages.
FHA Streamline Refinance
This is a no closing cost refinance that pays off your existing FHA loan. A great loan, in a low interest rate environment.
HARP 2.0 Refinance
This refinance is designed for homeowners who may have not been able to refinance in the last couple of years, due to low or negative equity. An amazing program that has helped millions of homeowners nationwide. View additional HARP 2.0 Refinance information.
FHA 203K Refinance
The FHA 203K Refinance is designed to give you additional money to rehab your home, based upon the future appraised value of the project at hand. A great way to lock in a low interest rate, and bundled it with the existing mortgage, all under one loan.
VA Streamline Refinance
Similar to the FHA Streamline Refinance. Little to no closing costs, and works in a low interest rate environment. No appraisal is needed. No income verification is needed either.
The above are just a couple of the many refinance programs we offer. We also offer USDA, Jumbo, 1031 Exchanges, Investment Properties, and Construction Loans.
What exactly is mortgage refinancing and how does it work? Click here for more information.
Refinancing Reviews From The Web
Brian Q was referred to me while I was having a difficult time refinancing my home. Brian is professional, personal and knowledgeable. He goes beyond the norm to research and investigate to assure the optimum outcome for loan organization. His persistence and dedication to clients is of utmost importance. He also shows a vast pool of resources which strengthens his professionalism. Great guy that I'd recommend to anyone.
Bonita - Aurora, CO
Brian, was very easy to work with for my refinance even thru this Covid time. All documents were easy to upload electronically and his processor was detailed for what was needed. He was able to get me an appraisal waiver so no cost to me and nice to not have anyone in my house for it. Never imagined closing rate in the 2’s!! Closing was completed outside my house with masks and done in 10mins... Brian gave great service and provided me with savings for next 29 years! One year shorter than standard 30. Will use Brian again for my next investment property!
Brent Galas - Google Review
We have had the privilege of working with Brian Quigley at The Mortgage Network twice. Once on a new home loan and once on a refinance. Both times he exhibited the utmost in professionalism and knowledge. He always responded to any questions we had in a very timely and courteous manner. Both mortgage transactions were fairly painless and he worked hard to get us the very best in rates. To put it plainly, Brian Quigley is the BEST! We would highly recommend Brian Quigley and The Mortgage Network for any and all your mortgage needs.
Sharon S. - Westminster, CO