This mortgage refinance is designed to lower your interest rate. For example, if you are at a 5% mortgage for 30 years, your payment is $1342.05. If you lowered it to 3.5%, it would go down to $1122.61
This refinance is designed if you want to lower or increase your loan term. These usually are in increments of 15, 20, and 30 year fixes. You might decide you want to pay your mortgage off early, and that might incline you to pursue a 15-year fix versus a 30-year fix. You will save thousands upon thousands choosing this option
This refinance is designed to either take cash out of your home through the existing equity, or to consolidate high-interest rate credit cards, or maybe to do some home improvements.
This refinance utilizes the equity in your home through the bank, as a way for you to receive monthly income, and to never have to make a mortgage payment again. You need to be at least 62 years of age for this mortgage, and you will be required to go through a class to see a counsellor so you are 100% properly advised in how this program works. View more information on Reverse Mortgages.
This is a no closing cost refinance that pays off your existing FHA loan. A great loan, in a low interest rate environment.
This refinance is designed for homeowners who may have not been able to refinance in the last couple of years, due to low or negative equity. An amazing program that has helped millions of homeowners nationwide. View additional HARP 2.0 Refinance information.
The FHA 203K Refinance is designed to give you additional money to rehab your home, based upon the future appraised value of the project at hand. A great way to lock in a low interest rate, and bundled it with the existing mortgage, all under one loan.
Similar to the FHA Streamline Refinance. Little to no closing costs, and works in a low interest rate environment. No appraisal is needed. No income verification is needed either.
The above are just a couple of the many refinance programs we offer. We also offer USDA, Jumbo, 1031 Exchanges, Investment Properties, and Construction Loans.
What exactly is mortgage refinancing and how does it work? Click here for more information.
Our office is located in the northwest area of downtown Denver just 1 block North East of Coors Field on Blake Street. Our building sits on the Northwest Corner of Blake Street and Park Avenue West.