Financing Options for the Home of Your Dreams in Texas
Construction Loan Types Offered:
FHA - One time close that will utilize the land acquisition as an equity position to calculate loan to value. Normal minimum FHA rules apply with regards to a minimum 3.5% down payment and county loan limits will vary.
VA - One time close with ZERO down with a valid Certificate of Eligibility from the VA. County loan amount limits will vary
USDA - One time close with ZERO down. Will need to make sure address is USDA compliant.
CONVENTIONAL / JUMBO / COMMERCIAL - These will be looked at by a case by case basis.
Hello, my name is Brian Quigley and I have been a licensed mortgage broker since 2003. Over the past 16 years I have helped thousands of people close home loans that fit their unique situation. There are many types of home loans available and I work hard to find the best home loan for you.
Customer satisfaction is my primary goal. Communicating with my clients and getting things done in a timely manner is key and is why my clients have been so satisfied over the years.
If you are looking to buy a primary residence or investment property then we can help.
Getting the lowest rate was the most important thing to me. I shopped 5 other lenders/brokers for my refinance. Brian was able to beat the other lenders by a significant margin. I was surprised as I thought most lenders would have similar rates. I think being that Brian is a broker and has access to hundreds of lenders gives him a leg up to finding the best rate for his customers. The process was also very straight forward and he was available when I had questions.
Brian, was very easy to work with for my refinance even thru this Covid time. All documents were easy to upload electronically and his processor was detailed for what was needed. He was able to get me an appraisal waiver so no cost to me and nice to not have anyone in my house for it. Never imagined closing rate in the 2’s!! Closing was completed outside my house with masks and done in 10mins... Brian gave great service and provided me with savings for next 29 years! One year shorter than standard 30. Will use Brian again for my next investment property!
Brian Quigley is one of the most professional mortgage brokers I have EVER had the pleasure of working with. I’ve been through this process 7 times before and while none of the previous experiences were bad by any means, Brian has raised the bar to a whole new level. With time being precious, there are not many who have a lot of time to spare; he kept everything on point and on track. We closed on schedule and the detailed communication Brian provides is part of the reason why we were able to do so. I will be doing business with Brian again and highly recommend him to any one that may be in the market.
Are you starting to shop for homes. It is a good idea to get pre-apporved so you know how much home you can afford. When you find a home you like you can make an offer and the sellers will feel better knowing you have been pre-approved.