Beacon Lending Home Loans in Denver Colorado

Do You Have All The Documents Required For Home Loans?

Required Documents for a Home Loan

Whether you are a first-time home buyer or just refinancing an investment property to obtain cash out, it is extremely important in the loan process that you are prepared ahead of time, to ensure a quick and easy closing.

Whether you are self-employed or salaried, you will need to have a standardized checklist of documents ready to fax to us before loan submission. Please be prepared.

Here is a Checklist:

For Salaried Borrowers
1. Last 2 years W2s
2. 30 days most recent paystubs
3. 2 months most recent bank statements
4. Copy of Drivers License
5. Quarterly or most recent asset statement – 401K, IRA, Stocks, Bonds, etc.

 

For Self-Employed Borrowers
1. Last 2 years Tax Returns
2. Year To Date Profit and Loss Statement
3. 2 months most recent bank statements
4. Copy of Drivers License
5. Quarterly or most recent asset statement – 401K, IRA, Stocks, Bonds, etc

For All Purchases, will also need a fully executed purchase contract signed by all parties
For All Refinances, will need a copy of your original mortgage note
**Please note, in some instances, some of the above can be waived prior to submission if your credit score is above a 720

Brian Quigley
Hello, my name is Brian Quigley and I have been a mortgage broker in Denver, CO since 2003. I have been fortunate enough to choose this very rewarding mortgage broker career and help thousands of borrowers over the years. Customer satisfaction is important to me most, and getting my clients to the closing table smoothly. I am proficient in all types of mortgage financing including FHA/VA, Conventional, USDA, Jumbo, Portfolio, 1031 Exchanges, Reverse Mortgages, Construction loans, and FHA 203K loans.

Contact Brian to Discuss Your Loan Options Today

Name(Required)

Join Our Weekly Newsletter

Stay up to date with the latest news from the mortgage industry in Colorado.
Stay Informed and Sign Up

Beacon Lending Locations

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram