Getting a Mortgage Loan Without Being a U.S Citizen
Impossible? Not at all. With the proper documentation, you are able to buy a home in the United States without being a U.S Citizen. Let’s examine each kind of situation where this would apply
- Foreign National – A person who is not a citizen of the United States
- Resident Alien – A foreigner who is a permanent resident in the United States but does not have citizenship. You will need a Green Card to be this status. You are subject to the same taxes as a U.S. citizen.
- Non-Resident Permanent Alien – This person does not meet the Green Card of Substantial Presence Test, and are usually here on a VISA
- VISA – An endorsement on a passport indicating that the holder is allowed to enter, leave, or stay for a specified period of time in a country.
There are many types of VISAs that you can get, and for a detailed list, or to check what kind of VISA you have, if any, you can click here.
The good news is that we can get you a Mortgage loan if you fall into any of the above categories. Foreign National, Permanent Resident, and Non-Permanent Resident people all can get a mortgage loan.
For a detailed analysis of your current residency and to see what kind of loan you will qualify for, fill out some basic information below and we will get back to you shortly.