Beacon Lending - Mortgage Broker in Denver, CO

Documents Required When Applying for a Loan

When applying for a loan, there are specific documents you need to bring in order to be considered. Sometimes it is a little unclear about what to bring, so below I have written a little bit about each document needed. There are many types of home loans so the requirements might vary depending on which one suits you best.

Verification of Income

  • Earnings Statement: W-2 forms, recent pay stubs and tax returns from the past two years
  • If Self-employed: profit.loss statements and tax returns for the current year and past two years
  • Any Additional: social security, overtime bonus, commission, interest income, veteran's benefits, and any others if applicable

Verification of your assets

  • Bank account numbers, bank branch address, checking and savings account statements for the past 2-3 months 
  • Savings bonds, stocks or investments, as well as an estimate of the market values
  • Copies of the titles of any vehicles that are pai in full

Information about the purchase

  • Copy of purchase contract
  • If you made a deposit to the seller, bring a copy of cancelled deposit check

Your debts

  • A couple periods of credit card bills
  • Any consumer debt loans (if applicable)
  • Evidence of mortgage (if applicable)
  • Copies of alimony or child support (if applicable)

I really hope this information has helped you, so you will be prepared when you need a loan. If you have any questions about mortgages and/or loans, call Brian Quigley at (720) 545-9068!

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Beacon Lending

NMLS# 2085418
brianq@beaconlending.com
(720) 524-3215
2301 Blake Street Suite #207
Denver, CO 80205

Our office is located in the northwest area of downtown Denver just 1 block North East of Coors Field on Blake Street. Our building sits on the Northwest Corner of Blake Street and Park Avenue West.

Hours

Monday: 8:00 AM – 6:00 PM
Tuesday: 8:00 AM – 6:00 PM
Wednesday: 8:00 AM – 6:00 PM
Thursday: 8:00 AM – 6:00 PM
Friday: 8:00 AM – 6:00 PM
Saturday: 8:00 AM – 6:00 PM
Sunday: 8:00 AM – 6:00 PM
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