With the Bluffton, SC area currently undergoing a massive boom, the town has quickly seen an influx of people. In fact, estimates say that the Bluffton population has doubled over the past decade. With all these individuals now moving into town, the need for fantastic, high-quality homes has perhaps never been more apparent. What that […]

How can you get a loan for a new home purchase that is better then a jumbo loan if purchasing a home under $800,000? Simple, use Nationwide High Balance Loans, don't get a jumbo loan. Rates on a Nationwide High Balance loan are almost a full percentage point better, and you will not have the […]

The VA first time home buyer program is an amazing guaranteed mortgage up to 100% of the purchase price from the Veteran's administration, and can really jump start your real estate portfolio as you embark on your military career. Whether you are buying, selling, or refinancing your home, the homes for hero program is here […]

Austin,TX is the fastest-growing city in the USA and drives a unique mix of history and culture. Many residents in Austin want to preserve that old feeling in the house that makes this city different and unique. Also, the city’s population is growing steadily, and so are the housing rates.  As per Zillow’s estimation, the […]

One of the fastest growing areas in the country, Bluffton, provides the ideal place to live for all individuals. In fact, the population has nearly doubled over the past ten years and shows no signs of stopping as more and more people learn why it is the ideal place to move to and buy a new home.

With a fast-growing population comes a vibrant and exciting downtown with plenty of new shops, stores, restaurants, and bars. The culture is vibrant, and continuing to evolve as more people come in.

In June 2019, President Donald Trump signed a bill into law that will allow the Department of Veterans Affairs to guarantee loans that go beyond the normal conforming loan amount limit. The name of this new bill, H.R. 299, will allow all eligible VA homebuyers and VA homeowners to borrow, either for purchase or refinance […]

You definitely can buy a home with student loan debt. The type of mortgage you choose to apply for is crucial. If you are applying for a mortgage but have student student loan debt that you think will prevent you from buying a house, read this article first! Most likely you will need to choose […]

When choosing a mortgage, many homeowners and future homeowners are caught in a tug of war when picking which loan program is right for their financial situation. The FHA loan is the standard when it comes to giving you the most flexibility with regards to your mortgage. Below are five benefits of choosing and FHA […]

With the ever increasing price of real estate in Colorado for 2019, many future homeowners are priced out of the market in cities like Denver, Durango, Boulder, etc. They are forced out into the suburbs, or other areas, that were not on the the top of their dream list. Home affordability in the last few […]

In this article we will discuss The process of Getting a Reverse Mortgage & Busting the Top Myths Associated with It. A reverse mortgage is a home equity loan that is offered to senior homeowners that are 62 years old or above. Rather than making monthly payments to the lender, the borrower receives mortgage payments […]

Many seniors find it difficult to manage their finances because of the absence of a running income. Buying a home at this stage seems to be extremely unlikely as gathering funds become a challenge. While there are many financing options available, all of them will require you to make regular mortgage payments, which is simply […]

The subprime mortgage industry collapsed in 2008, which also coincided with the crippling US recession. The recession triggered massive financial and economic repercussions felt by millions of Americans. Unemployment rate in the country doubled from five to a jaw-dropping ten percent. As a result, the total wealth or assets of an estimated 65 percent of […]

3 TIPS TO ACCESS DOWN PAYMENT ASSISTANCE FUNDS ON BUYING YOUR NEXT HOME In a higher interest rate environment, it is imperative that a resourceful Colorado Mortgage Broker have the products available to serve the market extensively for First Time Home Buyers. Increased rates lead to higher payments. A strong housing market leads to higher […]

With mortgage rates in Colorado and nationwide at 7-year highs, many are wondering what is in store for the housing market in 2019 and beyond. We have all been spoiled with low interest rates since the refinance boom in the early 2000's.  Many of us, myself included, entered this industry during that boom, and enjoyed […]

In 2018 it is now more easier then ever to get a mortgage loan for your self employed business in Colorado. With as little as 2 months bank statements, you might be able to buy the home of your dreams. Yes 2 months bank statements. As long as we have a valid CPA letter with […]

VA Construction Loans You can acquire a VA loan for building the home of your dreams, but keep in mind it is not a necessarily an easy path. You will have to overcome a few hassles and hurdles to fulfill your dream of building a home. Borrowers who are qualified to acquire VA loans can […]

A VA jumbo loan offers military buyers and veterans significant benefits, particularly compared to the standard jumbo loan landscape. However, first, let’s elaborate what “jumbo” is. Although VA loans operate under their specific rules regarding VA loan limits, which are county specific, a majority of lenders in the country still deem anything over $453,100 VA jumbo […]

We have had numerous discussions with entrepreneurs and salaried individuals who concluded that they have to diversify their profits and income into more than merely a savings account. In case you are one of those people – you have to pay close attention. Although being an owner of a rental property is not as glamorous as […]

Veterans Affairs mortgages, also called VA home loans, make it simpler and easier for veterans to secure financing in order to purchase a home. In many cases, VA home loans do not require any down payment. Moreover, these loans are easily available to active military members and military veterans. The loans are available from private […]

The VA loan program has been available for over seven decades. The program offers affordable and convenient home ownership to veterans and active members of the US military. The program has been successful as, to date more than 22 million former and current members of our armed forces received a VA mortgage. Some of the main reasons […]

It is likely that you look at a home and imagine how incredible it would be to buy it. Owning a home means you can do all the things and fully enjoy your home without permission from the landlord. Perhaps, the down payment is holding you back. Alternatively, you may assume that you need to […]

Purchasing your own home is empowering and exciting, to say the least. Gaining the freedom and independence to manage and own a property, just the way you prefer. Eventually, you will have a substantial asset to enjoy in your future. Naturally, this is something a lot of us really aspire to. That said, sometimes things do not […]

When it comes to divorce, the two things that most people tend to worry about most are their kids and their money. Unfortunately, fretting about money does not keep these people from committing big money mistakes in divorce. Keep in mind that the courts in a majority of states will typically prioritize children’s interests. Courts also […]

If you’re building a new home, you may need some help when it comes to financing. This is because you can’t take out a conventional mortgage without a house to live in. This is where a home construction loan can come in handy. Home construction loans provide temporary financing that can help you fund the […]

A majority of people understands basic mortgages when it comes to securing financing for their home; this is because mortgages are quite simple and nearly everyone has one. In contrast, a home construction loan could be a bit confusing for you if you have never built a new home before. The Basics of Home Construction […]

I am serving up this Q&A in an effort to help consumers during their quest on finding a lender that will work with them, during their CH 13 bankruptcy, so they can purchase or refinance a home. If you have been denied a loan, or working with a loan officer that does not understand the […]

When I moved from New York, I didn't want to lose my urban roots, so I automatically gravitated to a NY Style loft located in the Highlands area of Denver, CO. in a small neighborhood called LoHi. I just really appreciate an open-air floor plan with high ceilings, exposed duct work, and brick. A true […]

Colorado is changing so much but tucked in among all the progress is the community of Golden. Yes, you probably know it as the iconic home to Coors Brewing Company but there’s so much more that Golden has to offer. It’s an outdoors enthusiast’s haven. Hiking and biking, skiing and snowboarding, and so much more, […]

The unique communities surrounding Denver all share a similar charm and vibrancy. But each is distinctly unique. Arvada is no different. It’s a busy but relaxed community. Here are the reasons why you should be moving to Arvada. Arvada Cherishes Its History People from around the country visit Olde Town Arvada just to get a […]

When the Tax Cuts and Jobs Act was enacted in 2017 many people are still wondering exactly what it all means to them personally. What does it mean for their small business? What does it mean for their home deductions. The below overview should be a good summary of what to expect, and what is changing […]

If you have been investing in crypto assets the last few (ever since bitcoin reached 20,000) years, you might be wondering how you can purchase a home if you have realized any significant gains so you can expand your investment portfolio. It is quite simple, especially since the IRS now classifies crypto currency as your […]

If you’re currently house hunting, or looking to get financing for your new home in the Lowry Area of Denver, Colorado then you might be interested in why the Lowry neighborhood is such an attractive place to live. As you probably already know, Denver is a thriving hotspot for jobs, tourists, and of course, transplants […]

Debt Consolidation Can Make Your Life Easier To Manage Your Finances A Debt Consolidation Refinance uses your existing home equity to consolidate your high interest debt into a loan with a much lower interest rate, which can save you hundreds of dollars each month. Are you paying more then $10,000 in non-tax deductible credit card […]

We now offer the 1% down mortgage program in Colorado NO this is not a typo. We now offer the 1% down mortgage program in Colorado with Equity Boost to ensure a smooth first time home buying experience for you. This program works very simple. You put down 1%, and we contribute 2% towards the […]

Lakewood, Colorado, is another of the vibrant communities surrounding Denver. If you’re thinking of moving to Lakewood, make sure you bring the following things to help you fit right in. A Want to Put Down Roots for Generations If you’re moving to Colorado or Lakewood because it’s a great place for your family or to […]

Money magazine consistently ranks Louisville, Colorado, as one of the best places to live in America. In fact, it’s been No. 1 a few times and it’s no surprise. Before you move, you NEED to check out Louisville. The ability to have access to two great cities, Denver and Boulder, great recreational facilities and opportunities, […]

https://brianquigley.com/wp-content/uploads/2017/07/single-family-homes-in-stapleton-denver-colorado.jpg It’s difficult to find a more fresh start than Stapleton, Colorado. The community just outside Denver is built on land recently occupied by an international airport. Now, the planes are departing from another location and the future of a thriving American city are landing in Stapleton. There are so many reasons to call Stapleton […]

Want to live in the Rockies? Why not move to the Gateway of the Rockies? Right now, Aurora is one of the fastest growing cities in the United States. The economy is booming. As the economy continues to prosper in Aurora and Colorado, as a whole, the competition for homes will intensify. Additional information on the […]

RENOVATION LENDING NOW PLEASE With Colorado's red hot housing market in full steam going into the second half of 2017, it is clear that this is a seller's market. Lack of inventory, bidding wars, a never ending sea of buyers with limited inventory can wreck havoc on a home buyer in Colorado looking for a […]

Americans owe over $1.4 trillion in student loan debt, spread out among 44 million borrowers. With the lowest affordability levels in nine years, Colorado's red hot housing market is putting many of these potential home buyer out of reach to qualify for a new home... until April 25, 2017, when Fannie Mae made their new […]

Are you looking to get into the Denver housing market? You’re not the only one. In an ultra-competitive market such as ours, a mortgage broker like myself can help you gain the advantage you need. The Denver real estate market continued its red-hot ways last month and there is no sign of a slow-down in […]

It's no question that we are living in a fast paced world, that only seems to be getting more quicker and efficient with each passing day. With all of this technological progress, you want to make sure that you do not get caught up in the distraction and noise of everything around you. Billions are […]

Be Prepared with the Following Information to Help Get You Approved You want to buy your first home, an investment property, or maybe even complete some renovations that you’ve always dreamed of doing. If you don’t have the finances, you’re going to want to find a mortgage broker in Denver you can trust to guide […]

How high can this real estate market go? Did you hear what they are building in such and such neighborhood? My neighbor just sold his home for a huge profit. And on and on. These are very common questions I hear every single day, and as a Colorado Mortgage Broker it is integral to my career […]

A new year is in and so is another month in the Denver real estate market. Per a recent article from the Denver Post, the housing market in Metro Denver could see major changes in 2017. After the initial month of the new year, the rent for apartments is slowing down while the price of […]

The 2018 real estate market in Colorado looks very promising and poised to continue it's red hot run years into the future. Market correction has turned homes that were once upside down into equity appreciating assets that are now proving very valuable for homeowners in Colorado. The influx of people moving here has catapulted demand […]

This article is to clear the smoke and mirrors many people who are looking to buy a home usually question right away. Do you have any "no money down" programs? Are there Denver loans for "first time home buyers"? Any FREE money out there I can get? Answer: YES, there are down payment assistance programs. […]

Benefits of a Home Ready Mortgage Home buying is at a 60 year low. The millennial market represents a huge market in purchasing power, however they are postponing home ownership due to student loan debt, travel experiences, and no money being able to be put aside. In an effort to create a new program that […]

Benefits of the CHFA Grant Program As rent in metro Denver continue to climb, home ownership is at a 60 year low. As of September 2016, the average rent for a one bedroom in Denver is $1383 and a 2 bedroom is $1768. Colorado is one of the hottest real estate markets in the country, […]

Most people think that when purchasing investment properties you need 20% down. While this is true for most conventional loans, with a slightly higher interest rate then owner occupied purchases, and FHA strategy might prove to be the most efficient in a very dynamic Denver market. Colorado no question has become one of the top […]

A mortgage is one of the biggest things Americans will pay off in their lifetime. Just because you already have a mortgage plan doesn’t mean you are locked into it for the duration of its life. Many people choose to refinance a mortgage for many different reasons. A Denver mortgage broker like myself can show […]

When it comes to purchasing or selling a home in Denver, it is a good idea to contact a Denver mortgage broker, like myself, who can provide guidance for such a busy real estate market. The cost of a home in Denver continues to rise significantly. In the Metropolitan Denver area the median value of […]

As a Colorado mortgage broker, the huge benefit is that across the multiple wholesale lenders we work with, each one has it's own unique selling proposition, and when it comes to locking a loan, this is vital, especially in a low rate economy, where breaking news can crash a market, and bottom out rates, like […]

Many people have asked me over my career,  "Why would I use you"?, "What exactly do you do"?, "What makes you different from the next guy"? My answer is simple, and I speak more for the mortgage broker community, versus myself directly. We get the job done. We take on the loans the bank can […]

With Colorado continuing it's nationwide market dominance as one of the top places to live in 2016, the rental market has been skyrocketing, as well as homeowners property equity through sharp quarter over quarter, double digit appreciation. This has created a dynamic market where there is a shortage of inventory available, because not as many […]

$20.16 Billion in home sales for 2015. Inventory not high enough to meet demand. Multiple offers within hours, and some of them cash thousands above your asking price. Welcome to the Colorado housing market. It is no question this is a sellers market, and if timed correctly, you can make make a serious profit on […]

Due to the rise in home prices in 2015, and the steady increase in valuation, FHA and Fannie Mae have both increased the maximum loan amounts in many counties nationwide. I have provided links below for the change in Colorado, which will be a pleasant surprise to many buyers who now can opt to finance, […]

Purchasing a home from a family member in Colorado can save you thousands of dollars in closing costs, and also continue to retain a property with the family over the years to follow. In most cases, these purchase loans are done with no money down from the buyer, who more then likely will be the […]

In my 13 year career as a mortgage broker in Denver, I have seen many ups and downs of the housing market, but one question I am continuously asked to this day is in two parts. Why should I use you? and What's the difference between a Colorado mortgage broker and mortgage banker. To the […]

With Denver clearly on the radar as one of the top real estate markets in the nation, sellers have the upper hand, as buyer's are lining up in droves to put their offers in. It is not uncommon, especially in Denver, to see listings get offers 10, 20, sometimes even $50,000 above the asking price. […]

I am happy to announce The Mortgage Network's ability to now do Commercial Lending. This should prove to be a huge benefit to many individuals looking to purchase commercial property. We can service loans anywhere from $100,000 to $250,000,000 million. Our proprietary portal of lenders will definitely prove to be a tremendous value to anyone […]

Talk to most mortgage lenders, whether brokers or bankers, on the retail or wholesale side, and they will give you some very basic loan options once they pull your credit score and find out how much you have to put down on a home mortgage when you are in the process of getting pre-qualified for […]

Since 2011, Fannie Mae has implemented a little used mortgage program, entitled "Delayed Financing" which allows home buyers, both owner occupied and investor, to refinance the purchase the day after they buy the property. With 33% of all home purchases in 2014 being made in cash, many investors need access to that cash, to put […]

It is no question that Colorado is one of the hottest markets in the nation to live right now. I have been getting many phone calls of people wanting to know what it would take to get qualified for a home loan. For most, it is quite simple, especially if you are remaining employed with […]

For those of you who have refinanced in 2010 to 2012 and who have Mortgage Insurance on your home loan, either through FHA or conventional, might want to seriously consider refinancing now, while the market here in Colorado is Red Hot!! A $400,000 loan with FHA Mortgage insurance is $450 per month, and that is […]

It is no question that the real estate market in Colorado is hot! hot! hot! This can frustrate many buyers who show up to an open house with 10 other buyers, and a seller who is only interested in highest and best offer. It is definetely a seller's market out there, and that can really […]

USDA Rural Development's Single Family Housing Direct Loan Program provides loans to assist low and very low income families in rural area's achieve their dream of home ownership in Colorado. This is a 102% max LTV loan with absolutely no money down. The properties under USDA have to be located in a rural area, and […]

It is no question that Colorado is on the map as the top places to live in 2014. Rental prices have absolutely skyrocketed the last five years, with home prices continuing to rise as well. For the homeowner, they are feeling the recovery and getting back the equity they lost in the Housing Crisis. They […]

A great mortgage program here in Colorado that has always been around for quite some time, is the Family Opportunity Mortgage program. Not many people inquire about it, however it can literally save you tens of thousands of dollars upon the purchase of a home, and even more in interest over the life of the […]

FHA has recently introduced a new FHA program for borrowers with less then good credit. This will greatly open up the floodgates to people who could not qualify for a new home mortgage in the past. Some of the highlights of this program are the following. FICO scores down to a 500. 1 score is […]

An FHA loan program that is flying under the radar since August 2013 can help many previous homeowners who were a victim to the recession, or experienced unemployment or other severe reductions in income, a second chance in obtaining a home loan, without having to wait the standard 2 -3 years, if they have filed […]

With the recent improvements in the economy and almost all economic reports coming back positive, it looks as though we have weathered the storm, and are on the upswing. We have been through a major housing crisis, a recession, and record high unemployment rates in the last 5-6 years. During this time, many people filed […]

Rent in the Denver market the last couple of years has absolutely skyrocketed. See a listing for an apartment on Craigslist, and be prepared to show up with a check if you are planning on securing an apartment to rent. A 2 bedroom apartment in Capital Hill is running about $1200 a month, up year […]

Aside from your standard Single Family Residence, Condo, and Townhome, there are 2 other types of home that will come up while you show your buyers property. It is important that you understand these types of homes, and the traditional types of financing involved for manufactured, prefab, and mobile homes, and more importantly, the lenders […]

The Mortgage Credit Certificate, aka MCC, is a certificate issued by certain state and local governments that allows a taxpayer to claim a tax credit for part of the mortgage interest paid during a given year. This program is offered in Colorado, and our company, The Mortgage Network is proud to offer many types of […]

Depends on who you talk to. If you talk to a retail banker with only a couple of loan products, they will tell you NO. If you talk to a correspondent lender with more loan products available then a retail banker, they will tell you NO If you talk with a mortgage broker, with knowledge […]

Buying a home will be one of the biggest financial commitments you will make in your life, and pre-buying jitters can scare off even the most seasoned of buyers. They want the house, that is no question, however they should be able to get it at the lowest cost, at the best interest rate, and […]

Speak to 99% of Real Estate Professionals and they will all tell you the similar response when asked how long it takes after short sale to get a mortgage. "3 years". While that has truth to it, it does depend on your unique situation and what kind of loan that you have. This article discusses […]

FHA 203K Rehab Lending For Your Next Purchase or Refinance Private money lending is GREAT! I love the concept of being able to borrow money at 10-12% with 4 points, for a period of 6 months. After that, I love it more when the lender penalizes me each month thereafter until I am able to […]

Recent Changes to Reverse Mortgages Recently, there have been a lot of changes in the reverse mortgage market in Colorado, and other states in the U.S. This has led to speculations amongst people as to what the HECM home equity conversion mortgage - product will be like in 2013. The HECM mortgage product is programmed […]

Purchasing your first home is not an easy task and can be very stressful. A lot of things need to come together to be able to make the purchase. For example, you'll have to talk to a lot of people and complete an ample load of paperwork. However, first and foremost, you should understand that […]

A common misconception buyers think is that a 15 year fix mortgage will be twice as much payment as a 30 year fixed. Lets consider the following example: Purchase Price - $250,000 - Down Payment 20% - $50,000 Loan Amount - $200,000 Interest Rate 30 year fix - 3.5% Payment For Principal and Interest - […]

It is no question that FHA is getting worse and worse to deal with. On April 1st, 2012 what used to be a 5 year requirement for already expensive mortgage insurance, will be changing to a 30 year requirement for FHA loans. Forget the 78% LTV requirement, or having 20% equity in your home. It […]

aka (HECM) Home Equity Conversion Mortgage You can apply for a Reverse Mortgage when you become 62 years of age. You have worked very hard to own your home, and the Reverse Mortgage can be a great way to help supplement your retirement income. The Reverse Mortgage is designed for many different purposes as you […]

HARP 3.0 is what people in the industry are calling, is what Obama was referring to last night, in his State of The Union Speech. Every Responsible Homeowner who is able to make their mortgage payments, will be eligible for a refinance, regardless of what the home is worth. Watching the State of the Union […]

When applying for a loan, there are specific documents you need to bring in order to be considered. Sometimes it is a little unclear about what to bring, so below I have written a little bit about each document needed. There are many types of home loans so the requirements might vary depending on which […]

I know how hard it is to find the best lender for a Harp 2.0 loan. Since you are not obligated to use your original lender to obtain a refi under Harp 2.0, you get to make the choice of which broker of bank leader you use. I have listed several easy tips to help […]

In this day and age, loans can be an extremely confusing fact in life. One loan that has been coming under question recently is the Harp 2.0 loan. With many confused loan holders, there has been many questions regarding this loan and to how it works. What is the Harp 2.0 Loan exactly? The HARP, […]

According to the Federal Home Finance Agency's Home Price Index, home prices rose a seasonally-adjusted 0.3 percent between January and February 2012.

Despite an improving U.S. economy, the nation's banks remain cautious about what they will lend, and to whom.

Mortgage markets were mostly unchanged last week for the second straight week.

After a series of worse-than-expected data last month, the housing market appears to be back on track.

The Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent Wednesday.

Sales of new homes ticked lower in March, unexpectedly.

The Federal Open Market Committee begins a 2-day meeting today. Mortgage rates are expected to be volatile for the next 48 hours.

Mortgage markets were mostly unchanged last week, breaking a three-week winning streak.

In March, for the second straight month, home resales slipped nationwide.

Last month marks the first time since July 2007 that foreclosure filings numbered less than 200,000 on a monthly basis -- a span of nearly 5 years.

With the recent HARP changes in March, it looks as though the demand for this product has been extremely high, and that is no surprise at all. With markets like Florida, Las Vegas and Arizona underwater by as much as 500%, Fannie Mae and Freddie Mac have finally come together to help these ailing homeowners […]

Well that is not the exact title of it, however with all of these new programs being created the last few weeks, a 25 billion dollar bailout being created, and the President of the United States calling for a 4% refinance for every homeowner who is upside down on their mortgage, you might as well […]

HARP loans right now are making up a majority of the origination activity for refinances simply because millions of homeowners are upside down on there home loans, and have not been able to get the relief they have been looking for until recently. One of the factors that have been preventing these homeowners from refinancing […]

It's 2012 people, and what does that mean besides the End of The World? You guessed it, it's an election year, where candidate hopefuls pull out all the stops to let America know exactly what it needs to fix things. A Magic Pill if you will, to make everything bad go away. If you watched […]

In my humble opinion, the answer is yes. I take Colorado mortgage refinance applications every single day on this particular kind of loan, and I consider myself an advocate in helping my clients get the answers they need, and more importantly, lining them up with the correct mortage lender for their specific HARP 2.0 refinance. […]

On October 24th of 2011, the Federal Housing Finance Authority (FHFA) annouced a key update to the already struggling Harp program, entitled HARP 2.0. It has taken a couple of months for my wholesale lenders to intrepret the laws regarding this program, and what guidelines they will have in place for you to refinance your […]

FHA has tripled their mortgage insurance premium over the last year and a half to 1.15%. On a $300,000 loan with 3.5%, you will be paying $287.50 a month for a minium of five years, which equates to $17,250. In my opinion, this is a complete waste of money for you to spending. A much […]

Hiring a General Contractor is the most important step in putting together your rehabilitation FHA 203K Loan. The final bid contract estimate will be the ultimate driver in determining what your after improved equity situation will actually be. The numbers are crucial in putting together a project with enough after improved value, so that you […]

When you do FHA 203K Loans as either a purchase or a refinance, and have over 35K in renovations, either structural or not, you have to have a HUD Consultant, approved by FHA to monitor your rehab project, but more importantly, sign off on the initial general contractor bid, before the loan goes into underwriting. […]

The FHA 203K loan has been around since the 1970's however the reason why you don't hear about alot of them being done, is either the borrower is aligned with an in-experienced loan officer, who does not want to take on the challenge of additional work and time to close, or you just don't know […]

With rising interest rates looming on the horizon, it is a safe bet that refinancing activity will be diminishing over the next couple of years. In addition, many strongly believe, including myself, that in some pockets of Colorado, there is no strong bottom on this market. Foreclosures are prevalent, and this will cause to bring […]

With only two weeks left until the first time home buyer credit expiring, many people are wondering if the government will extend this program again. After the first extension of this $8000 non-refundable tax credit, many first time home buyers rushed at the opportunity on closing, to get the credit. Recent home sales indicate that […]

It is no question that CREDIT SCORE is one of the biggest drivers in what will be your final interest rate, type of home loan, and how much home you can afford. The following are 10 tips to make sure you KNOW before you GO and get involved in a new home purchase and going […]

It is no question that the mortgage industry has been evolving and constantly changing since the subprime crisis hit in 2007. One of the best loan programs, still available is the FHA loan. This is possibly the best home loan program for a first time home buyer with limited access to financial assets. Here are […]